About Us
Canada's Independent Reverse Mortgage Resource
We help Canadian homeowners 55+ compare all five reverse mortgage lenders — honestly, independently, and at no cost.
Why We Built This Site
Most reverse mortgage information in Canada is published by the lenders themselves — which means it is not always objective. We built Reverse Mortgage Centre to give Canadian homeowners an independent place to compare all five lenders side-by-side, understand the trade-offs, and make an informed decision without pressure.
Every calculator, comparison table, and educational guide on this site is designed to help you understand your options — including whether a reverse mortgage is even the right fit, or whether a HELOC, refinance, or downsizing might serve you better.
Who Operates This Site
Reverse Mortgage Centre is operated by Scott Dillingham, a licensed mortgage agent through Mortgage Architects — LendCity (FSRA #12728), based in Windsor, Ontario.
Scott has helped hundreds of Canadian homeowners navigate mortgage decisions, including reverse mortgages. He founded LendCity to provide data-driven mortgage advice and has built Reverse Mortgage Centre as a resource for the growing number of Canadians exploring equity access in retirement.
Our Approach
We compare all five Canadian reverse mortgage lenders — CHIP (HomeEquity Bank), Equitable Bank (Flex), Bloom Finance, Home Trust (EquityAccess), and Fraction — because the right lender depends on your age, province, property type, and financial goals. No single lender is best for everyone.
Our broker compensation comes from the lender when a mortgage closes. This means there is no cost to you to use our calculators, read our guides, or book a consultation. We disclose our compensation model fully on our contact page.
Licensing & Regulatory Oversight
We are a licensed mortgage brokerage regulated by the Financial Services Regulatory Authority of Ontario (FSRA). Our license number is FSRA #12728, issued to Mortgage Architects. You can verify our licensing at fsrao.ca.
For complaints or concerns, you may contact FSRA directly at fsrao.ca or reach us through our contact page.
Contact Us
The best way to reach us is to book a free call or use our contact form. We respond to all inquiries within one business day.
Have questions about reverse mortgages?
Our licensed mortgage team can walk you through your options, compare lenders, and help you understand how much you could access — no obligation, no pressure.