Market Report
Scott Dillingham•May 22, 2026
State of Reverse Mortgages in Canada (2026)
A 2026 snapshot of Canada's reverse mortgage landscape: lender competition, rates, regional availability, and borrower trends.
Scott Dillingham•May 22, 2026
Borrowing PowerScott Dillingham•May 24, 2026
Reverse Mortgage at 55: How Much Can You Actually Borrow?
At age 55 in Canada, reverse mortgage borrowing power starts around 15–20% of home value and rises with age. See lender LTV tables and planning tips.
Scott Dillingham•May 24, 2026Debt StrategyScott Dillingham•May 24, 2026
Reverse Mortgage for Paying Off Credit Card Debt in Retirement
Using a reverse mortgage to eliminate high-interest credit card debt can restore cash flow in retirement — but compound interest on the new loan requires careful planning.
Scott Dillingham•May 24, 2026Estate PlanningScott Dillingham•May 24, 2026
Reverse Mortgage Probate and Estate Settlement in Canada
When a reverse mortgage borrower dies, the loan is repaid from the estate — typically by selling the home. Heirs can keep the home by repaying the balance. Probate timelines and no-negative-equity rules explained.
Scott Dillingham•May 24, 2026Ontario PlanningScott Dillingham•May 24, 2026
Reverse Mortgage and Property Taxes in Ontario
A reverse mortgage does not pay your Ontario property taxes automatically — you remain responsible. Learn how tax deferral programs compare and what lenders require.
Scott Dillingham•May 24, 2026RenewalScott Dillingham•May 24, 2026
Reverse Mortgage Renewal: What Happens at Term End
Canadian reverse mortgages renew every 5 years. At term end you can renew at a new rate, repay, or sell — prepayment penalties may apply. Here's what to expect.
Scott Dillingham•May 24, 2026Property TypesScott Dillingham•May 24, 2026
Can You Get a Reverse Mortgage on a Rental Property in Canada?
Standard Canadian reverse mortgages require the home to be your primary residence. Rental and investment properties generally do not qualify — here are the exceptions and alternatives.
Scott Dillingham•May 24, 2026Page 1 of 4