Market Report
Scott Dillingham•May 22, 2026
State of Reverse Mortgages in Canada (2026)
A 2026 snapshot of Canada's reverse mortgage landscape: lender competition, rates, regional availability, and borrower trends.
Scott Dillingham•May 22, 2026
Reverse Mortgage at 55: How Much Can You Actually Borrow?
At age 55 in Canada, reverse mortgage borrowing power starts around 15–20% of home value and rises with age. See lender LTV tables and planning tips.
Scott Dillingham•May 24, 2026Reverse Mortgage for Paying Off Credit Card Debt in Retirement
Using a reverse mortgage to eliminate high-interest credit card debt can restore cash flow in retirement — but compound interest on the new loan requires careful planning.
Scott Dillingham•May 24, 2026Reverse Mortgage Probate and Estate Settlement in Canada
When a reverse mortgage borrower dies, the loan is repaid from the estate — typically by selling the home. Heirs can keep the home by repaying the balance. Probate timelines and no-negative-equity rules explained.
Scott Dillingham•May 24, 2026Reverse Mortgage and Property Taxes in Ontario
A reverse mortgage does not pay your Ontario property taxes automatically — you remain responsible. Learn how tax deferral programs compare and what lenders require.
Scott Dillingham•May 24, 2026Reverse Mortgage Renewal: What Happens at Term End
Canadian reverse mortgages renew every 5 years. At term end you can renew at a new rate, repay, or sell — prepayment penalties may apply. Here's what to expect.
Scott Dillingham•May 24, 2026Can You Get a Reverse Mortgage on a Rental Property in Canada?
Standard Canadian reverse mortgages require the home to be your primary residence. Rental and investment properties generally do not qualify — here are the exceptions and alternatives.
Scott Dillingham•May 24, 2026Page 1 of 4