Book a Free Consultation
Speak with a licensed mortgage specialist about your reverse mortgage options. We compare CHIP, Equitable, Bloom, Home Trust, and Fraction. No obligation, no pressure, no cost.
Pick a time that works for you
Free 15–20 minute call. Round-robin among licensed agents (FSRA #12728). Nothing to sign on the call.
Select a date
Discuss your reverse mortgage options with a licensed specialist. We will compare lenders, review your eligibility, and help you understand how much you could access — no obligation.
September2026
Choose a date to see available times
Times shown in America/Toronto · 30 minutes
What happens on the call
A 15–30 minute conversation focused on your goals and timeline — not a sales pitch.
15–20
$0
#12728
What to expect
A relaxed 15–20 minute phone or video call. We discuss your situation, outline the options that fit, and answer your questions in plain English. You will not be asked to sign anything on the call.
Who you will speak with
Scott Dillingham, David Cardozo, or Kirann Sharma — licensed mortgage agents at Reverse Mortgage Centre, part of Mortgage Architects — LendCity (FSRA #12728). The calendar round-robins among agents with a connected calendar.
What it costs
Nothing. Consultations are free and there is no cost to use a broker — mortgage brokers in Canada are compensated by the lender when a mortgage is funded, and that compensation is disclosed to you in writing before you sign anything.
What to have ready
You do not need to prepare anything formal, but the conversation is more productive if you have a rough sense of the following. Estimates are fine.
- Your approximate age (and your spouse's age, if applicable — both must be 55+)
- Your home's approximate value
- Any existing mortgage or HELOC balance still owing on the property
- A rough sense of how much equity you would like to access, or what you plan to use the funds for
- The province you live in
What not to expect
- No sales pressure. If a reverse mortgage is not right for you, we will tell you and point you toward better alternatives.
- No commitment on the call. You will not be asked to apply, sign, or decide anything. The call is purely informational.
- No SIN, no credit check, no personal financial details required to book. To book the call you only share your name, contact information, and a time.
- No spam. We do not sell your contact information and we do not enrol you in marketing lists.
Why work with us
The Reverse Mortgage Centre is an independent Canadian mortgage brokerage operating under Mortgage Architects — LendCity (FSRA #12728). We are licensed, regulated, and compensated by the lender when a mortgage funds — never by you. Because we are independent, we compare four reverse mortgage products (CHIP, Equitable Bank Flex, Bloom, Home Trust EquityAccess) plus Fraction, a shared-appreciation alternative, and recommend the one that actually fits your situation. Every broker compensation figure is disclosed in writing before you sign. See our about page for full licensing details.
Not ready to book?
That is completely fine. Most Canadians spend several weeks researching before they speak with anyone.
- What is a reverse mortgage? — the complete Canadian primer
- Free loan estimate calculator — see how much you might qualify for, no personal information required
- Compare 4 reverse mortgage lenders plus Fraction — rates, fees, and features side-by-side
Prefer a different way to get in touch?
- Phone
- 226-783-1640
- Hours
- Monday–Friday, 9:00 a.m. – 5:00 p.m. ET
- Callback
- Prefer a written form? Request a callback on our contact page.
Still researching?
Run the estimator first if you want a planning range before you speak with a licensed broker.