Free Canada loan estimator — start here, no personal information.
Free Reverse Mortgage Calculator Canada — No Personal Info
Free reverse mortgage calculator Canada hub. Start with the loan estimator — no personal information — then compare costs, HELOC, equity, and estate tools.
Start with the free
Canada loan estimator.
HELOC, downsizing, CHIP vs Equitable, and 20-year equity.
OAS/GIS impact and what heirs inherit.
Run the estimator, then book if you want actual offers compared.
Frequently Asked Questions
How much can I borrow with a reverse mortgage in Canada?
Canadian reverse mortgage lenders typically allow access to 15%–55% of your home's appraised value, depending on your age, property type, and lender. Older borrowers and lower LTV requests generally qualify for higher percentages.
What is the minimum age for a reverse mortgage in Canada?
The youngest borrower on title must be at least 55 years old for CHIP, Equitable Bank, Bloom, and Home Trust.
What is the maximum LTV on a Canadian reverse mortgage?
The maximum loan-to-value is generally 55% of appraised home value on standard products, with select products allowing up to 59% in some cases.
Ready to run the numbers?
Open the free reverse mortgage calculator Canada estimator first, then book a call if you want a broker to compare actual offers.