Market Report
Scott Dillingham•May 22, 2026
State of Reverse Mortgages in Canada (2026)
A 2026 snapshot of Canada's reverse mortgage landscape: lender competition, rates, regional availability, and borrower trends.
Scott Dillingham•May 22, 2026
Reverse Mortgage Articles
Latest articles, insights, and news about reverse mortgages in Canada.
Latest articles
Reverse Mortgage at 55: How Much Can You Actually Borrow?
At age 55 in Canada, reverse mortgage borrowing power starts around 15–20% of home value and rises with age. See lender LTV tables and planning tips.
Scott Dillingham•May 24, 2026Reverse Mortgage for Paying Off Credit Card Debt in Retirement
Using a reverse mortgage to eliminate high-interest credit card debt can restore cash flow in retirement — but compound interest on the new loan requires careful planning.
Scott Dillingham•May 24, 2026Reverse Mortgage and Property Taxes in Ontario
A reverse mortgage does not pay your Ontario property taxes automatically — you remain responsible. Learn how tax deferral programs compare and what lenders require.
Scott Dillingham•May 24, 2026Can You Get a Reverse Mortgage on a Rental Property in Canada?
Standard Canadian reverse mortgages require the home to be your primary residence. Rental and investment properties generally do not qualify — here are the exceptions and alternatives.
Scott Dillingham•May 24, 2026
My mortgage payments are killing my retirement — is a reverse mortgage the answer?
A practical Canadian framework for deciding whether a reverse mortgage can improve retirement cash flow when traditional mortgage payments are too heavy.
Scott Dillingham•May 22, 2026
What happens to a reverse mortgage when one spouse goes into long-term care?
Canadian homeowners often ask what happens if one partner moves into care. This guide explains common lender treatment, planning priorities, and next steps.
Scott Dillingham•May 22, 2026Page 1 of 2
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